Borg & Borg is more than just an insurance broker. We are the trusted advisor you are looking for. We don’t just provide you with a policy. Our team reviews your business and/or personal exposures to be sure the policy will properly respond when you need it most.

Business Owners


Borg & Borg has been protecting main street businesses for over four decades. We represent several insurers to find the right coverage at the best price. In a world of uncertainty, your business deserves an agent who I knowledgeable and reachable. Our agency has been providing top shelf service and responsive coverage to our clients. You work hard for your business, let us work hard to protect your livelihood.

Added services include, contracts:

Immediate Issuance of Certificates

Contract Reviews

Assistance With Audits

Experience Modification Consulting (Workers Compensation)

And Much More!

Our professional and knowledgeable team will review all of the pertinent coverages from Liability to Workers Compensation. You’ll love building a relationship with Borg & Borg.

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Construction


Whether you’re a residential handyman, trade craftsman, or a general contractor, Borg & Borg has the knowhow to properly place your coverage. New York State is one of the most litigious states in the US, especially in the construction industry. It’s crucial for your business to have the right coverages so you have the peace of mind while working on the job. While many carriers and brokers exclude coverage for claims arising from the NYS Labor Laws, 200, 240, and 241 – commonly known as the scaffold law - Borg & Borg has several insurers who include coverage for this exposure at very competitive rates.

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Real Estate


Protection for all of your Real Estate; Including Apartment Buildings, Mixed Use Buildings, Lessor’s Risk operations, Condos, Co-Ops and HOAs!

- Full Replacement Cost Limits

- Broad Liability Terms and Conditions

- Insurance for Loss of Rental Income

- Umbrella Policy limits from $1,000,000 to $250,000,000

- Flood Insurance

- Pollution Liability Insurance

- Earthquake Insurance

- High Deductible Options

- Broad Enhancement Endorsements

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Home and Auto


Borg & Borg has strong roots in the community. We take pride in protecting our neighbor’s home and vehicles. We care about getting the right coverage to insure you and your loved ones. We are a full service agency. Even when the lights go out, we strive to have a live person answer our phones when you need us most.

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Restaurant


Borg & Borg, Inc. caters to the Insurance needs of today’s Restaurant Owners. Whether a National Fast Food Chain, White Table Cloth or “Mom & Pop” Restaurant, we offer comprehensive Insurance Programs specifically taylored to your business. At Borg & Borg, we endeavor to understand the unique nature of your business and can design coverages such as Property, Liability, Liquor, Automobile, Workers Compensation, Disability, Employment Practices Liability as well as Cyber Liability. We are experts at delivering Insurance Programs that service the Restaurant Industry. Contact us today and let us build you an Insurance Portfolio that will provide superior protection for you and your business

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Transportation


Borg & Borg has been providing Insurance and Risk Management services for the Bus Transportation Industry for 30+ years.We also put together self-insurance, captive insurance and traditional insurance programs for a wide variety of transportation companies throughout the country. Whether you are a Municipality, School District, or Private Contractors we have the specialized expertise to meet and exceed you needs and expectations. We welcome you to join our ever-growing family of satisfied clients. Come discover a new and easy way of securing the right kind of protection.

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Fuel Oil


Borg & Borg has been providing Insurance and Risk Management services for the Fuel Oil and Home Heating industry for more than 30 years.

Do you ensure that your vehicles are being maintained?

Do you take prudent actions to prevent Losses to your Business?

If you answered YES to the above questions you are an ELITE FUEL OIL DEALER and entitled to receive ELITE INSURANCE RATES.

Specialized Industries need specialized coverages such as:

• Mis-Delivery of Petroleum Products and Contamination

• Puff Back Coverage

• Broadened Pollution Liability Coverage

• Fuel Oil Dealers Delivery Agreement Endorsement

• We welcome you to join our ever-growing family of satisfied clients. Come discover a new and easy way of securing the right kind of protection.

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Other


Other Information

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It is with sadness, but also fond memories, that we announce the passing of one of Borg & Borg Insurance’s founding fathers.

Edward Borg Sr. passed away Monday morning at the age of 88.

An active tennis player, published photographer, and golfer, Edward is survived by his wife, 5 children, 13 grandchildren and 7 great grandchildren.

After a successful career in Malta, Edward got started in the insurance industry in 1955 as an underwriter. He quickly rose to a managerial position for Fireman’s Fund Insurance Company before leaving to start his own agency.

In 1971, Edward, his wife Sylvia, and his eldest son David started Borg & Borg Insurance out of their Kings Park Home. With various offices on Long Island and in Miami they quickly grew and in 1982 they consolidated into Huntington where the company has remained since.

Edward Retired in 1998 and moved to Florida and then Atlanta.

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